Secure Your Financial Future
When planning for retirement, financial security is key. Whether you’re looking to grow your savings, protect your assets, or ensure a steady income for life, annuities and rollovers can help you achieve your goals. At Araiza Insurance, we provide expert guidance on annuities and retirement rollovers, helping you make informed decisions that align with your financial future.
What Are Annuities?
An annuity is a financial product that provides a guaranteed income stream, making it a great option for retirement planning. Whether you need immediate income or want to grow your savings tax-deferred, annuities can offer stability and protection from market risks.
Benefits of Annuities:
✔ Guaranteed Lifetime Income – Never worry about outliving your savings
✔ Tax-Deferred Growth – Pay no taxes on earnings until you make withdrawals
✔ Protection Against Market Volatility – Avoid the ups and downs of the stock market
✔ Flexible Payout Options – Choose how and when you receive payments
What is a Rollover?
A retirement rollover allows you to transfer funds from an existing 401(k), 403(b), or IRA into a new retirement account without penalties or taxes. This is a smart move if you’re changing jobs, retiring, or simply looking for better investment options.
Why Consider a Rollover?
🔹 Avoid Taxes & Penalties – Keep your retirement savings growing tax-free
🔹 Consolidate Accounts – Simplify your investments for easier management
🔹 Better Investment Choices – Gain access to a wider range of options
🔹 Increase Growth Potential – Optimize returns with a customized strategy
At Araiza Insurance, we help you understand your rollover options and guide you through the process—ensuring a smooth transition with no hidden fees or penalties.